- "Won't my insurance rates go up?"
- "The damage isn't that bad... Can't I just wait and have it done later?"
- "I'm selling the car soon anyway so why bother?"
Recognizing that there are inherent costs of time and money it is still usually advisable to have vehicles repaired unless they are deemed a total loss by a qualified and trusted body shop or insurance adjuster. In a nutshell our typical advice is this: Have it repaired, via an insurance claim, at a trusted body shop. Have it repaired. First, unless it's deemed a total loss, have it fixed. Repaired cars retain their value when it comes time to sell. You might save money in the short run but lose even more when you go to sell it. Un-repaired cars typically deteriorate after an accident. Remember the second law of thermodynamics from science class? Unchecked everything tends toward greater disorder. Cracked paint allows for rust. Broken parts strain adjacent parts and can cause further damage or even make the car unsafe. In short, repaired cars hold their value and are safer for you, your loved ones and other drivers.and Via insurance Second, it is almost always better to run it through insurance - yours or the other parties - if at all possible. Many people fear making a claim thinking there will be a premium increase. Typically that only occurs if there are multiple claims in a short period of time. (And even then it usually takes months before the increase goes into effect.) Many companies now offer accident forgiveness which allows you a certain number of claims before the rates are at risk of going up. Your agent can typically tell you case by case the impact a claim will have on your premiums. It's at least worth a phone call to your agent. Since you pay for insurance you might as well use it. Think about your monthly premium more as an investment in your car that will allow you to get your vehicle fixed right when you need it. If you're not at fault your insurance company can fight for you better than you can fight for yourself. Yes, you'll have to pay your deductible after the repairs are completed but they can often recover that money if you're not at fault. In the auto body business we see this happen all the time. Insurance companies have the skills, knowledge and attorneys most of us couldn't afford. This is one of the reasons we pay them, right? If for any reason you are unable (or decide not to) use insurance many shops have an "Economy Repair" option. This is case by case and depends on the body shop but it never hurts to ask. After getting an estimate simply ask if there is any cheaper way to get the repairs done since you are not going through insurance. They may be able to find aftermarket parts or extend a self-pay discount. Use a trusted body shop Lastly, for the repairs find a reputable body shop to perform the repairs. There are a few things you can do to determine if a shop is reputable. I suggest you use all of these together rather than rely on just one. First, ask your insurance company who they recommend. Shops on insurance preferred repairer lists tend to be better monitored and have a longer track record of quality repairs. Second, check for reviews to see if the shop has good recommendations from other consumers and even consumer advocates like the Better Business Bureau (bbb.org). Typically there are also reviews online of reputable shops at sites like Google and Yelp. Just type the name of the shop into a search engine and reviews will typically be available for shops with a long track record of quality repairs. You can also get reviews or recommendations by asking friends of their experiences with a body shop. Finally, visit the shop, request an estimate and take the opportunity to simply look around. You will need to trust your gut on this one but shops that are clean, professional and orderly are more likely trustworthy than ones that are dirty, in disarray and have a rude staff. Hopefully you will not need the advice this article offers but if you find yourself in a collision I hope you will consider having your car repaired, via an insurance claim by a trusted body shop. Article Source: http://EzineArticles.com/3798181
If your car has been damaged in an accident bring it in to Corby's Collision! We have been in business for 47 years in Vacaville, California. When you do business with Corby's Collision you will not only deal with their qualified and professional staff but, also with Paul himself. He is an Owner/Operator and likes to be "hands on" with everything that goes in and out of the shop.
The first models and designs for automobiles were created in the 15th century by none other than Leonardo da Vinci, and the state of the global auto industry has evolved significantly since. First steam, to electric, gasoline, and today’s hybrids, the evolution of safety features in cars plays an essential role in reducing the once overwhelming number of injuries and damages resulting from auto accidents. Auto manufacturers have come a long way over the history of auto safety, paving the way for improved global safety standards.
Unfortunately, as a vehicle ages, a number of factors come into play that reduce the automobiles safety, aside from mechanical wear and tear. According to statistics, a driver is 10 times as likely to suffer fatal injuries in a collision while operating a 30-year-old vehicle versus a late model. The auto industry is continually working to improve the safety of current mechanisms, as well as developing and testing new ideas for safer vehicles. Developments in driving technology and new types of airbags have been prevalent just this year.
While the ultimate safe vehicle may be a long way off, American auto manufacturers have made significant strides in improving the overall security and protection a vehicles structure provides. Over the past 3 decades, fatal accidents in the U.S. have decreased by more than 1/5, a substantial decrease demonstrating immense progress in terms of the safety features in cars.
The need to revolutionize auto safety was not fully realized until the 1950s, when the first usable airbags were developed, among other safety mechanisms. Then, in 1970, the National Highway Traffic Safety Administration (NHTSA) was created. The organization still uses the same name today, and continues its role in promoting and effectively executing driving safety regulations throughout the U.S. Whether creating new policies or revising existing regulations (at the state and federal level), the NHTSA and the United States have been true catalysts in the history of car safety.
There are many reasons why you should take good care of your car. Not only is your vehicle a very expensive investment that you want to last for as long as possible, but your safety can also be at risk if your car is not performing at its best. One of the most overlooked factory scheduled car maintenance requirements for ALL vehicles is tire care.
Tires should be in good condition at all times. And as soon as they begin to show signs of wear and tear, it is time to have them replaced. In between tire replacement, your tires require regular rotations and balancing, as well as daily air pressure monitoring.
If you fail to take good care of your tires, they can begin to lose their ability to do their job, which can put your safety at risk. Tire pressure is a common problem that can influence your overall tire performance and safety. Be sure to routinely inspect your tires for proper inflation; you don't want them to be over or under-inflated.
The Dangers of Under-Inflated Tires
Bulges can form in the tire walls, which can weaken areas of the tires, and put them at a higher risk of blowing out on the road.
Under-inflated tires will cause reduced fuel efficiency, which affects a driver's budget and vehicle reliability.
Under-inflated tires will impede vehicular mobility, which can be dangerous in the defensive driving scenario and inclement weather, and while navigating small spaces.
The Dangers of Over-Inflated Tires
Over-inflated tires can cause an increase air temperature within them, which can lead to sudden blowouts while driving. They can also lead to an imbalance of contact on the road among all four tires, which can hinder vehicular mobility and handling.
According to a study by the National Highway Traffic Safety Administration (NHTSA):
A tire that is 25% above the recommended air pressure is 2 times more likely to be involved in a collision.
A tire that is 25% below the recommended tire pressure is 3 times more likely to be involved in a collision.
There are virtually 11,000 tire-related motor vehicle accidents every year.
Nearly 75% of roadside flats are a result of improper tire pressure.
If you get a flat as a result of over or under-inflation, you can try to repair it yourself if you have a spare tire or an emergency roadside kit. If you are not capable of repairing or changing your flat, you can contact a local towing company for 24-hour roadside assistance service.
They can respond to your location within a short amount of time, repair your tire, or tow you to the location of your choice. Whether it is 3 o'clock in the morning or 5:30 rush hour, they have the resources to get you back on the road in no time at all.
Article Source: http://EzineArticles.com/9965207
What are the most common causes of auto accidents? Safety experts agree that the number-one cause of accidents is human error.
Almost all crashes can be prevented by more careful behavior and responsible conduct and driving habits. In more recent years, this is commonly known as "Distracted Driving" and it takes on many different forms.
The most common mistakes drivers make include drinking and driving; speeding; drag racing other vehicles; driving while fatigued; and distractions involving applying make-up, talking, singing, passenger misconduct or immaturity, eating or drinking, texting, browsing social media sites or other activities involving smart phones. But in many cases, simply not paying attention and being mentally distracted by personal matters can cause drivers to drift out of the lane, run red lights and stop signs or break other basic traffic rules.
These "Distractions" and many others have caused many, many terrible, needless and life-changing accidents that were otherwise avoidable or preventable.
Today's cars come with cutting edge technology designed to help keep you safe. Consumer Reports' expert explains how these revolutionary innovations can stop working with one simple thing: dirt.
Hellwig Suspension Products CEO, Mark Hellwig has been in the load and sway control business his whole life. Over the years he has learned a few things about towing and hauling.
Mark shares a few tips and pieces of advice for proper and safe towing and hauling in this video.
In life you don’t get do-overs and even if you did, things may not turn out the way you expect. When you drive and use your cellphone, not only can you get a ticket, you can also cause a crash where you could die or kill someone else. U Drive. U Text. U Pay.
In this episode Linda Dominy, Director of Payroll for Knight Transportation rides along with Susan Hoagland, Veteran driver at Knight Transportation. Flat Tires, Broken mud flaps, and traffic jams are a little taste of what Linda and Susan experience on this trip to Las Vegas and back.