Tuesday, July 17, 2018

What to Do If There Is an accident?

Q. What should I do at the scene of an accident ?

Ans.
.  STOP Immediately and move only if it is safe to do so.

Call 911 if there are injuries.

Call  the  police.  In  some  areas,  police  authorities  may  respond 
to  every  accident  scene.  They  may  consider  factors  such  as  the 
severity  and  location  of  the  accident  (some  police  authorities 
will not come to the scene if the accident is on private property). 
However,  you  should  attempt  to  notify  the  police.    You  should 
also be aware that most policies require notification to the police
within a specified time period if the accident is a hit and run.

Obtain   names,   addresses,   telephone   numbers,   and   driver’s  
license numbers from all drivers.

Obtain  license  plate(s)  and  vehicle  identification  numbers.    Ask 
to  see  driver’s  license(s)  and  vehicle  registration(s)  to  verify  the 
information is accurate.

Obtain   names,   addresses,   and   telephone   numbers   of   other  
passengers and any witnesses.

If   you   have   a   camera   or   a   cellphone,   take   photographs   of  
the  damage,  and  the  accident  scene  (traffic  controls,  visual 
obstacles).

If  the  owner  of  a  damaged  car  or  damaged  property  cannot  be 
located, leave a note with the names and addresses of the driver
and owners of the involved cars.

Notify your agent and/or your insurance company immediately.

If anyone is injured or the vehicle damage exceeds $750.00, you must  report  the  accident  to  the  Department  of  Motor  Vehicles within  10  days. Failure  to  notify  the  DMW may result in the suspension of your driver’s license.

Learn more at:  http://optimastaging.com/optimatemplate5/wp-content/uploads/2014/09/Accident-What-Next-Brochure-10-15-15.pdf

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