Q. What should I do at the scene of an accident ?
Ans.
. STOP Immediately and move only if it is safe to do so.
•
Call 911 if there are injuries.
•
Call the police. In some areas, police authorities may respond
to every accident scene. They may consider factors such as the
severity and location of the accident (some police authorities
will not come to the scene if the accident is on private property).
However, you should attempt to notify the police. You should
also be aware that most policies require notification to the police
within a specified time period if the accident is a hit and run.
•
Obtain names, addresses, telephone numbers, and driver’s
license numbers from all drivers.
•
Obtain license plate(s) and vehicle identification numbers. Ask
to see driver’s license(s) and vehicle registration(s) to verify the
information is accurate.
•
Obtain names, addresses, and telephone numbers of other
passengers and any witnesses.
•
If you have a camera or a cellphone, take photographs of
the damage, and the accident scene (traffic controls, visual
obstacles).
•
If the owner of a damaged car or damaged property cannot be
located, leave a note with the names and addresses of the driver
and owners of the involved cars.
•
Notify your agent and/or your insurance company immediately.
•
If anyone is injured or the vehicle damage exceeds $750.00, you must report the accident to the Department of Motor Vehicles within 10 days. Failure to notify the DMW may result in the suspension of your driver’s license.
Learn more at: http://optimastaging.com/optimatemplate5/wp-content/uploads/2014/09/Accident-What-Next-Brochure-10-15-15.pdf
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